If a young person never ventures to elevate themselves beyond "average" in 20-30 years they don't deserve to own a home. They are just lazy and complacent, better to rent or stay in mum's basement.
Yeah but our social mobilty is crap. And even if you move up you will be treated like a pariah.
Friend of mine made millions in London thanks to be shrewd, unfortunately when he moved to a nice area and buy a nice house, his neighbours would not talk to him, only when they extended the property years later did the neighbours decide they were worthy enough to engage in conversation. Fucking insane.